Committed to your needs
We put our clients first
In today's changing mortgage markets it is critical that you work with a team of professionals when obtaining Real Estate Financing. Cassel Financial Group,Inc., owners of www.SurfMortgageLoans.com have a main focus to help our clients successfully manage their Real Estate equity to increase liquidity,safety, rate of return and tax deductions. Unlike a traditional loan officer, our role is to help clients integrate the mortgage loan that they select into their overall long and short term financial and investment plans to help minimize taxes, improve cash flow and minimize interest expenses. Today we see a Real Estate mortgage loan not as a mortgage loan once was but a financial planning instrument that must be integrated into your long term personal financial plan. Our mission is to help you create a mortgage strategy that builds wealth for your family.
Get fast answers
At our website you will find tools and information available to answer virtually any mortgage question 24/7. Futher, we have experianced loan officers that can answer more detailed loan questions. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Heard about the new Asset Manager Home Loans ..which allow you to reposition your cashflow to pay your mortgage off quicker but unsure if it is for you? Visit the link Asset Manager. We hope to educate you on this and other loans while providing instant answers to questions. Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
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 Mortgage News Daily - Mortgage And Real Estate News
House Passes Second Half of Housing Rescue Plan Despite Veto Threat - 5 hours ago
The latest bill would allow lenders to reduce their exposure to foreclosures if they agree to cut the outstanding balance of an existing loan, thus allowing homeowners to refinance into a new loan that would be FHA insured. The reductions taken by lenders are substantial and must be based on new appraisals that should reflect current home pricing levels. The Bush Administration has opposed the legislation even though Frank included two measures near and dear to the president's heart - a revamp of the FHA and greater government control over Fannie Mae and Freddie Mac. Read More Now
Bill to Aid Communities Cope With Aftermath of Foreclosure Passes House - 6 hours ago
The House late Thursday approved a narrowly focused bill that would provide $15 billion to the states to buy and spruce up foreclosed properties.The bill is different from one that has been widely discussed that would enable to Federal Housing Administration (FHA) to ensure new mortgages where the... Read More Now
Fed, FTC Propose New Rules on Lenders - 1 day ago
The Federal Reserve and Federal Trade Commission proposed new rules on Thursday which would require lenders to inform consumers of unfavourable developments or changes to the terms of their loans.Under the proposed regulations, the lenders would also have the option of divulging a consumer's credit risk rating. Read More Now
Economists Divided on What Jobless Claims Say About the Labor Market - 1 day ago
The current pace of jobless claims is relatively low compared to the previous recession, some economists say. However, others note that the rise in continuing claims is consistent with a higher unemployment rate than its current 5.0%, suggesting more trouble in the labour market than the latest figures might indicate. Read More Now
Consumer Credit Rises Well Above Forecasts in February - 1 day ago
Surprising to the upside, seasonally adjusted consumer debt rose $15.3 billion in March, according to data released Wednesday from the U.S. Federal Reserve, which also showed that total consumer credit rose to 2.558 trillion. Read More Now |
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